Accountants for sole traders & freelancers

Accountants for the self-employed, from £150 a year

Specialist online accountants for sole traders, freelancers, contractors, drivers and creators across the UK. We manage your tax return, expenses and HMRC correspondence, so you can focus on running your business.

  • Every allowable expense claimed
  • HMRC letters and payments on account handled
  • Making Tax Digital ready when you need it
Request a fixed-fee quoteChat on WhatsApp
Self-employed packages from
£150 per tax year
Price includes VAT
  • Fixed fee, no hourly charges
  • Tax calculation before filing
  • Help by phone, email & WhatsApp
See packages
★★★★★ Rated 4.5 on Trustpilot
★4.5 TrustScore on Trustpilot
£Fixed fees, VAT included
💻100% online, UK-wide
💬Phone, email & WhatsApp
Who it’s for

Self-employed people we help every day

Whatever you do, if you work for yourself we can take care of the numbers.

🔧

Trades & construction

Builders, electricians, plumbers and CIS subcontractors.

🚗

Drivers & couriers

Uber, Bolt, taxi, Deliveroo, Just Eat and Amazon Flex drivers.

💻

Freelancers

Designers, developers, writers, consultants and IT contractors.

🎥

Creators & online sellers

YouTubers, influencers, Etsy, eBay and Vinted sellers.

💇

Health & beauty

Hairdressers, therapists, personal trainers and carers.

🛒

Side hustlers

Employed with self-employed income over the £1,000 trading allowance.

Packages & prices

Self-employed packages and fees

Two fixed-fee packages and a tailored option for bigger businesses. Upgrade whenever you like.

Starter
Friendly, straightforward help to get your return done right.
£150
per tax year · incl. VAT
  • Self Assessment return prepared & filed
  • Tax calculation before filing
  • Expenses review to claim all you can
  • HMRC letters and queries handled
  • Payment deadline reminders
  • Email support
Get started
Most popular
Growth
Our most popular choice for busy self-employed people.
£250
per tax year · incl. VAT
  • Everything in Starter
  • Tax-saving review
  • Payments on account check
  • Making Tax Digital readiness check
  • Email and phone support
Get started
Complete
A fully managed service built around your business.
Quote
tailored fixed fee
  • Everything in Growth
  • Ongoing bookkeeping
  • Making Tax Digital quarterly updates
  • Year-round planning calls
  • Email, phone and video support
Request a quote

Turnover over £50,000 (or £30,000 from April 2027)? You’ll need Making Tax Digital quarterly updates. See our MTD packages from £25 a month. All prices include VAT.

What’s included

What we do for self-employed clients

More than just a tax return: we help you keep more of what you earn and stay on the right side of HMRC.

  • Register you as self-employed with HMRC
  • Set up simple record-keeping (app, software or spreadsheet)
  • Review income and expenses for the full tax year
  • Claim allowable expenses: vehicle, phone, home office, tools, training
  • Choose between actual costs and simplified expenses or mileage
  • Use the trading allowance where it saves you tax
  • Calculate income tax and Class 4 National Insurance
  • Prepare and file your Self Assessment return
  • Check and reduce payments on account where appropriate
  • Handle HMRC letters, queries and penalty notices
  • Advise when going limited could save you tax
  • Get you ready for Making Tax Digital for Income Tax
How it works

A seamless, fully online process

Quick chat

Tell us what you do and how you keep records. We confirm your fixed fee.

Share your records

Send bank statements, invoices and receipts, or give us access to your app.

We do the work

We prepare your accounts and tax return and send you the figures to approve.

Filed & sorted

We file with HMRC and remind you what to pay and when.

Expenses

Common allowable expenses for the self-employed

You can claim costs used wholly and exclusively for your business. Here are the ones people most often miss.

ExpenseWhat you can usually claim
Vehicle & travelFuel, insurance, repairs and parking for business journeys, or 45p a mile for the first 10,000 business miles
Working from homeA share of heating, electricity and broadband, or HMRC’s flat rate based on hours worked at home
Phone & internetThe business-use share of your mobile and broadband bills
Tools & equipmentTools, laptops, phones and machinery (claimed through capital allowances)
ClothingUniforms, protective clothing and costumes, but not everyday clothes
Professional costsAccountancy fees, insurance, trade memberships and subscriptions
MarketingWebsite, advertising, business cards and online listings

Sole trader or limited company?

Most people start as sole traders because it’s simple and cheap to run. As profits grow, a limited company can become more tax-efficient, because profits pay Corporation Tax and you can take a mix of salary and dividends. There are extra costs and responsibilities, though. We’ll run the numbers for you and tell you honestly whether switching makes sense. If it does, we can set up your company and move you onto a limited company package.

Making Tax Digital for the self-employed

Since 6 April 2026, sole traders and landlords with qualifying income over £50,000 must keep digital records and send HMRC quarterly updates. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028. Qualifying income is your turnover before expenses, not your profit. We can set you up on HMRC-recognised software and submit your updates for you.

Official guidance: Working for yourself · Expenses if you’re self-employed · Trading allowance

Self-employed driver using a phone app to track income and expenses
✓ Fixed feeagreed before we start
★ 4.5 TrustpilotTrustScore
Why Wingate

Why clients choose Wingate

📌

Transparent fixed fees

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

🧑‍💼

Dedicated accountant

Work directly with a qualified accountant who knows your affairs, never a call centre.

⚡

Responsive support

Responsive support by phone, email and WhatsApp, with clear advice in plain English.

☁️

Cloud-friendly

Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.

Client reviews

Trusted by clients across the UK

★★★★★

“My sole trader tax return was completed quickly and accurately. They even highlighted allowable expenses I hadn’t considered.”

Sole trader client · Trustpilot
★★★★★

“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”

New self-employed client · Trustpilot
★★★★★

“As a sole trader, I found tax returns confusing, but Wingate made it simple and stress free.”

Sole trader client · Trustpilot

Read all our reviews on Trustpilot →

FAQs

Frequently asked questions

How much does an accountant cost for a sole trader?
Our fixed fees start at £150 per tax year (Starter) or £250 (Growth, our most popular package). Bigger businesses needing bookkeeping and quarterly MTD updates get a tailored fixed quote.
Do I need an accountant if I’m self-employed?
You don’t have to use one, but most self-employed people save more in missed expenses, penalties and time than the fee costs. We also deal with HMRC for you.
When do I need to register as self-employed?
Once your trading income goes over £1,000 in a tax year you must register for Self Assessment by 5 October after the end of that tax year. We can register you.
Can you help if I’m behind with my tax returns?
Yes. We can prepare overdue returns, calculate penalties and interest and help you appeal where you have a reasonable excuse.
Do you work with clients outside London or Manchester?
Yes. We are fully online and work with self-employed clients right across the UK.
What records should I keep?
Keep records of all sales and income, business expenses with receipts, and bank statements, for at least 5 years after the 31 January filing deadline.
Can I claim mileage instead of actual vehicle costs?
Yes. Sole traders can claim 45p a mile for the first 10,000 business miles and 25p after that, instead of actual running costs. We’ll work out which gives you the bigger deduction.
What is the trading allowance?
The first £1,000 of trading income each tax year is tax-free. If your income is more than that, you can deduct the £1,000 allowance instead of actual expenses when that’s better for you.
Do I pay National Insurance as a sole trader?
You pay Class 4 National Insurance on profits above the lower profits limit. Class 2 contributions are no longer compulsory, but you can pay voluntarily in some cases to protect your State Pension.
Do your prices include VAT?
Yes. All of our published prices and fixed-fee quotes include VAT, so the price you see is the total you pay.

Focus on your work. We’ll handle the tax

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
📞Contact us

Our Partners

We are Independent firm of chartered Accountants and provide Tax and compliance services to businesses and Individuals. Our purpose is to make a meaningful difference to our clients.

Contact Us

Hours

Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed

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