Medical accountants · Doctors & locums

Specialist accountants for doctors and locums

Chartered Certified Accountants for locum doctors, GPs, consultants and hospital doctors. We handle your tax returns, NHS pension paperwork, limited company accounts and expense claims, so you can focus on your patients.

  • Locum, GP, consultant and hospital doctor tax returns
  • NHS pension annual allowance checks and Type 2 forms
  • Sole trader or limited company: clear advice on which suits you
Request a fixed-fee quoteChat on WhatsApp
Fixed-fee quote
Quote tailored to how you work
  • Free initial consultation
  • Written fixed-fee quote, VAT included
  • A dedicated accountant who understands the NHS
Request a quote
★★★★★ Rated 4.5 on Trustpilot
★4.5 TrustScore on Trustpilot
£Fixed fees, VAT included
💻100% online, UK-wide
💬Phone, email & WhatsApp

Chartered Certified Accountants you can trust

Fully registered and supervised to act on your behalf.

Chartered Certified Accountants
HMRC Registered Tax AgentAuthorised to act for you with HMRC
Companies House ACSPAuthorised Corporate Service Provider
ICO RegisteredData protection reg. ZB868558
AML SupervisedAnti-money laundering supervision by AAT
Who it’s for

Who we help

Medical professionals at every stage of their career, anywhere in the UK.

🩺

Locum doctors

Agency, bank and private shifts, whether you invoice as a sole trader or through a company.

🏥

GPs

Salaried, locum and partner GPs, including Type 2 pension forms and practice drawings.

👨‍⚕️

Consultants

NHS salary alongside private practice, medico-legal work and waiting-list initiatives.

📋

Hospital doctors

Foundation, specialty and junior doctors with multiple NHS posts, tax code issues and refunds.

Packages & prices

Our services for medical professionals

Choose the support you need. Every service is quoted as a fixed fee after a free consultation.

Self Assessment for doctors
For PAYE doctors with locum, private or rental income.
Quote
fixed fee
  • Tax return prepared and filed
  • NHS and private income reconciled
  • Professional fees and expenses claimed
  • Payments on account reviewed
Request a quote
Most popular
Locum limited company
Full accounting for locums who work through their own company.
Quote
fixed monthly fee
  • Annual accounts and CT600
  • Director’s Self Assessment
  • Payroll and dividend planning
  • VAT and IR35 support
  • Confirmation statement
Request a quote
NHS pension & tax review
For doctors facing annual allowance charges or complex pension paperwork.
Quote
fixed fee
  • Annual allowance and taper check
  • Scheme Pays options explained
  • GP Type 1 and Type 2 certificates
  • Locum A and B pension forms
  • Written recommendations
Request a quote

Every doctor’s situation is different, so we provide a written fixed-fee quote after a free initial consultation. All quotes include VAT.

What’s included

What our medical accountancy service covers

Everything a doctor needs, handled by one accountant who knows your file.

  • Self Assessment tax returns for doctors
  • Limited company accounts and Corporation Tax
  • NHS Pension Scheme annual allowance calculations
  • GP Type 2 self-assessment pension forms
  • Locum pension forms A and B
  • IR35 and off-payroll status reviews
  • GMC, BMA, royal college and indemnity fee claims
  • Mileage and travel between work locations
  • Tax code checks for multiple NHS posts
  • VAT advice on medico-legal and private work
  • Sole trader vs limited company comparison
  • Making Tax Digital for Income Tax readiness
How it works

A seamless, fully online process

Free consultation

Tell us how and where you work, and what you need help with.

Fixed-fee quote

You receive a clear written quote, VAT included, before any work starts.

Secure upload

Send your P60s, payslips, invoices and pension statements online.

Review and file

We prepare everything, you approve it, and we submit it to HMRC.

At a glance

Sole trader or limited company?

The right structure depends on your income, how you are engaged and your pension plans.

Sole trader / PAYELimited company
Best forMainly NHS employment with occasional locum workSubstantial locum income, or where an agency requires a company
Tax on profitsIncome Tax and Class 4 National InsuranceCorporation Tax, then tax on the salary and dividends you take
NHS pensionLocum work can usually be made pensionable using the locum formsCompany income is generally not pensionable in the NHS scheme
IR35Does not applyThe status of each engagement must be assessed
PaperworkAnnual Self AssessmentAccounts, CT600, payroll and confirmation statement

Tax for doctors, explained simply

Most doctors start on PAYE through an NHS employer, but few stay that simple for long. Locum shifts, private work, medico-legal reports, teaching fees and rental income all need reporting through Self Assessment, and doctors with several NHS posts often end up on the wrong tax code. We bring everything together in one accurate return and check that you have paid the right amount.

The NHS Pension annual allowance

Pension growth above the annual allowance, currently £60,000, can trigger a tax charge. High earners may have a lower, tapered allowance where adjusted income exceeds £260,000. We check your pension savings statements, calculate any charge and explain whether Scheme Pays could settle it from your pension.

Expenses doctors can claim

Depending on how you work, you may be able to claim GMC registration, approved professional subscriptions such as the BMA and royal colleges, medical indemnity, travel between work locations, equipment and relevant training. We make sure every legitimate claim is included.

VAT and private work

Medical care by registered practitioners is usually exempt from VAT, but medico-legal reports, expert witness work and some aesthetic treatments can be standard-rated. If your private income is growing, we will check whether VAT registration applies.

Official guidance: Pension schemes: tapered annual allowance · Tax relief for professional fees and subscriptions · Off-payroll working (IR35)

Locum doctor who uses a specialist medical accountant
✓ Fixed feeagreed before we start
★ 4.5 TrustpilotTrustScore
Why Wingate

Why clients choose Wingate

📌

Transparent fixed fees

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

🧑‍💼

Dedicated accountant

Work directly with a qualified accountant who knows your affairs, never a call centre.

⚡

Responsive support

Responsive support by phone, email and WhatsApp, with clear advice in plain English.

☁️

Cloud-friendly

Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.

Client reviews

Trusted by clients across the UK

★★★★★

“Consistently good service for company accounts. They’re proactive rather than reactive, which makes a big difference.”

Limited company client · Trustpilot
★★★★★

“My sole trader tax return was completed quickly and accurately. They even highlighted allowable expenses I hadn’t considered.”

Sole trader client · Trustpilot
★★★★★

“Very happy with the support for my company accounts. Queries are answered promptly and everything feels well managed.”

Limited company client · Trustpilot

Read all our reviews on Trustpilot →

FAQs

Frequently asked questions

Do doctors need a specialist accountant?
Not always, but NHS pension rules, multiple employments and locum income make doctors’ tax more complex than most. A specialist spots annual allowance charges, missed expense claims and incorrect tax codes early.
My NHS employer already deducts tax. Why do I need an accountant?
PAYE only covers your salary. Locum, private, medico-legal or rental income, the High Income Child Benefit Charge and pension annual allowance charges all need reporting through Self Assessment, and tax codes across several NHS posts are often wrong.
Should I work as a locum through a limited company?
It depends on your income, pension plans and how the NHS body or agency engages you. Company income is generally not pensionable in the NHS scheme, and IR35 can apply. We compare both options using your figures before you decide.
Can you help with NHS pension annual allowance charges?
Yes. We check your pension input amounts against the annual allowance and any taper, calculate any charge and explain whether Scheme Pays could be used.
Do you work with other healthcare professionals?
Yes. As well as doctors and GPs, we act for dentists, pharmacists, nurses, opticians and other healthcare locums across the UK.
How much do your services cost?
Every doctor’s situation is different, so we provide a written fixed-fee quote after a free consultation. All of our quotes include VAT.
Do you work with doctors outside London?
Yes. We are a fully online firm and work with medical professionals across the UK by phone, email, video call and WhatsApp.

Speak to an accountant who understands doctors

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
📞Contact us

Our Partners

Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.

✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT

Contact Us

Hours

Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed

Copyright © 2026 Wingate Accountants Ltd · Chartered Certified Accountants · Registered in England & Wales No. 15494836 · All rights reserved.