- 128 City Road, London, United Kingdom, EC1V 2NX
- enquiries@wingateaccountants.co.uk
- 01615314179
Fixed-fee Self Assessment for UK landlords. We report your rental income, claim every allowable expense, handle mortgage interest relief and get you ready for Making Tax Digital and the new property tax rates from April 2027.
Fully registered and supervised to act on your behalf.
Landlords at every stage, wherever their properties are.
Letting a former home, an inherited property or a flat you could not sell.
Several buy-to-lets, joint ownership and properties held over many years.
Lodgers, short lets and serviced accommodation.
Living abroad and letting UK property, including the Non-Resident Landlord Scheme.
Fixed fees, agreed upfront, with VAT included.
Selling a rental property? We also handle the 60-day Capital Gains Tax return. All prices include VAT.
Everything you need to report rental income accurately and pay no more tax than necessary.
Tell us about your properties and income.
We confirm the price in writing, VAT included.
Upload rent statements and receipts securely.
You approve the return and we submit it to HMRC.
| Rule | What it means |
|---|---|
| Property allowance | The first £1,000 of property income is tax-free, if you do not claim actual expenses |
| Rent a Room | Up to £7,500 a year tax-free when letting a furnished room in your own home |
| Mortgage interest | Relief given as a 20% tax credit, rising to 22% from April 2027 |
| Property tax rates | From 6 April 2027 property income is taxed at 22%, 42% and 47% |
| Making Tax Digital | Required from April 2026 if self-employment and property income exceed £50,000; £30,000 from April 2027; £20,000 from April 2028 |
| Selling a UK home you let | Report and pay Capital Gains Tax within 60 days of completion |
Usually yes. If your property income is over £1,000 a year, you normally need to register for Self Assessment and report it. Register by 5 October after the end of the tax year in which you first let the property. Below £1,000, the property allowance may mean you do not need to report it at all.
Common allowable expenses include letting agent and management fees, repairs and maintenance, buildings and landlord insurance, ground rent and service charges, council tax and utilities you pay, accountancy fees and replacing furniture or appliances in furnished lets. Improvements such as an extension are not allowable against income, but may reduce Capital Gains Tax when you sell.
Individual landlords cannot deduct mortgage interest as an expense. Instead, you receive a tax credit at the basic rate, currently 20% and rising to 22% from April 2027. Higher-rate landlords therefore pay more tax than the headline profit suggests, so planning matters.
Spouses and civil partners who own property jointly are normally taxed 50:50 on rental income, whatever their actual shares. If you own unequal shares, a Form 17 declaration can align the tax with your real ownership. Other joint owners are taxed on their actual shares.
If rent was missed in past years, HMRC’s Let Property Campaign is usually the right way to put it right, or the Worldwide Disclosure Facility for property abroad.
Official guidance: Renting out a property: paying tax · Changes to tax rates for property income
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
“As a sole trader, I found tax returns confusing, but Wingate made it simple and stress free.”
“Professional and reassuring when dealing with my CGT obligations. I’d definitely use Wingate again.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179
Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.
✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT
Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed
