Self Assessment · Cryptoassets

Crypto tax returns, calculated correctly

Bought, sold, swapped or staked crypto? We calculate your Capital Gains Tax using HMRC’s pooling rules, report income from staking and mining, and file your Self Assessment return, so you pay the right tax and nothing more.

  • HMRC pooling rules applied correctly
  • Exchange and wallet data reconciled
  • Past years put right if needed
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Crypto tax return
Quote fixed fee, by volume
  • Free initial consultation
  • Written fixed-fee quote, VAT included
  • Gains and income calculated
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Chartered Certified Accountants you can trust

Fully registered and supervised to act on your behalf.

Chartered Certified Accountants
HMRC Registered Tax AgentAuthorised to act for you with HMRC
Companies House ACSPAuthorised Corporate Service Provider
ICO RegisteredData protection reg. ZB868558
AML SupervisedAnti-money laundering supervision by AAT
Who it’s for

Who we help

Individual investors and traders in cryptoassets.

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Investors

Buying and selling on UK and overseas exchanges.

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Active traders

Frequent crypto-to-crypto swaps across several platforms.

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Stakers and miners

Staking rewards, mining, airdrops and DeFi income.

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Catch-up cases

Gains or income missed on earlier tax returns.

Packages & prices

Crypto tax services

Priced by the number of transactions and platforms. Every quote includes VAT.

Crypto return
A handful of disposals on one or two exchanges.
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fixed fee
  • Capital gains calculation
  • Section 104 pooling
  • Self Assessment return
  • Online filing
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Most popular
Active trader
Many transactions, wallets or DeFi activity.
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fixed fee
  • Data from all exchanges and wallets
  • Same-day and 30-day rules
  • Staking and mining income
  • Loss claims
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Past years put right
Undeclared gains or income from earlier years.
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fixed fee
  • Review of earlier years
  • Disclosure to HMRC
  • Penalty mitigation
  • Future reporting set up
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All quotes include VAT.

What’s included

What we cover

Accurate crypto tax, using HMRC’s own rules.

  • Disposals: selling, swapping and spending crypto
  • Same-day, 30-day and Section 104 pooling rules
  • £3,000 annual exempt amount
  • Capital Gains Tax at 18% and 24%
  • Losses and negligible value claims
  • Staking, mining and airdrop income
  • DeFi lending and liquidity pools
  • Gifts to spouses and civil partners
  • Reporting when proceeds exceed £50,000
  • Reconciling exchange and wallet records
  • Disclosure of past years
  • Record keeping for future years
How it works

A seamless, fully online process

Free call

Tell us which exchanges and wallets you use.

Fixed-fee quote

Based on transaction volume, VAT included.

Export your data

We guide you through exporting transaction histories.

We calculate and file

Gains and income calculated and your return submitted.

At a glance

How HMRC taxes common crypto activity

ActivityUsual tax treatment
Selling crypto for poundsCapital Gains Tax on any gain
Swapping one token for anotherA disposal for Capital Gains Tax
Spending crypto on goodsA disposal for Capital Gains Tax
Gift to spouse or civil partnerNo gain and no loss
Staking and mining rewardsUsually income when received, then CGT on later disposal
Buying and holdingNo tax until you dispose

Do I pay tax on crypto in the UK?

Yes, in most cases. HMRC treats cryptoassets as property, not currency. When you sell, swap or spend crypto, you may make a capital gain. Gains above the £3,000 annual exempt amount are taxed at 18% or 24%, depending on your income.

When must crypto be reported?

Report on your Self Assessment return if your gains exceed the annual exempt amount, or if your total disposal proceeds exceed £50,000 even when gains are lower. The return now has dedicated cryptoasset boxes.

HMRC’s pooling rules

Gains are not worked out by matching each purchase to each sale. Tokens bought on the same day, or within 30 days after a sale, are matched first. Everything else sits in a Section 104 pool at average cost. Exchange reports often do not follow these rules, which is a common source of errors.

HMRC is getting more crypto data

Under the Cryptoasset Reporting Framework, platforms are collecting customer data from 1 January 2026 for sharing with tax authorities. If gains were missed in earlier years, putting them right now is far better than waiting. See our Worldwide Disclosure Facility service for overseas platforms.

Official guidance: Check if you need to pay tax when you sell cryptoassets · Capital Gains Tax rates and allowances

Bitcoin coin in front of a trading screen for a crypto tax return
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Why Wingate

Why clients choose Wingate

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Transparent fixed fees

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

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Dedicated accountant

Work directly with a qualified accountant who knows your affairs, never a call centre.

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Responsive support

Responsive support by phone, email and WhatsApp, with clear advice in plain English.

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Cloud-friendly

Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.

Client reviews

Trusted by clients across the UK

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“Professional and reassuring when dealing with my CGT obligations. I’d definitely use Wingate again.”

Capital Gains Tax client · Trustpilot
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“Used Wingate for a CGT submission recently, efficient, knowledgeable, and easy to deal with.”

Capital Gains Tax client · Trustpilot
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“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”

Long-standing tax return client · Trustpilot

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FAQs

Frequently asked questions

Is crypto taxed in the UK?
Yes. Disposals are usually subject to Capital Gains Tax, and some activities such as staking and mining can be taxed as income.
Is swapping one crypto for another taxable?
Yes. A crypto-to-crypto swap is a disposal and can create a capital gain.
What is the tax-free allowance for crypto gains?
The Capital Gains Tax annual exempt amount is £3,000, shared across all your gains.
Do I need to report crypto if I made a loss?
Reporting losses lets you carry them forward against future gains, so it is usually worth doing.
Does HMRC know about my crypto?
HMRC already obtains data from UK exchanges, and new international reporting rules started collecting data from January 2026.
Do your prices include VAT?
Yes. All quotes include VAT.

Get your crypto tax calculated properly

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
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Our Partners

Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.

✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT

Contact Us

Hours

Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed

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