Self Assessment · Late and overdue returns

Behind on your tax returns? We’ll catch you up

Missed the deadline, or several years of returns? Do not panic. We prepare and file overdue Self Assessment returns quickly, work out exactly what you owe, and appeal penalties where you have a reasonable excuse.

  • Overdue returns filed fast
  • Penalties checked and appealed where possible
  • Time-to-pay arrangements requested
Request a fixed-fee quoteChat on WhatsApp
Late tax return
£150 per return, from
Price includes VAT
  • Fast turnaround
  • Penalty review included
  • VAT included
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★4.5 TrustScore on Trustpilot
£Fixed fees, VAT included
💻100% online, UK-wide
💬Phone, email & WhatsApp

Chartered Certified Accountants you can trust

Fully registered and supervised to act on your behalf.

Chartered Certified Accountants
HMRC Registered Tax AgentAuthorised to act for you with HMRC
Companies House ACSPAuthorised Corporate Service Provider
ICO RegisteredData protection reg. ZB868558
AML SupervisedAnti-money laundering supervision by AAT
Who it’s for

Who we help

Anyone who has fallen behind with HMRC, for whatever reason.

⏰

Missed this year’s deadline

One late return that needs filing now.

📚

Several years behind

Multiple years of unfiled returns and growing penalties.

📮

HMRC letters and penalties

Penalty notices, estimated assessments or debt letters.

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Not sure if you need to file

People who received a notice to file but think nothing is due.

Packages & prices

Late tax return services

Fixed fees, agreed upfront, with VAT included.

One late return
A single overdue Self Assessment return.
£150
per return, from · incl. VAT
  • Return prepared and filed
  • Tax calculation explained
  • Penalty position checked
  • Payment options explained
Get started
Most popular
Multiple years
Two or more years of overdue returns.
Quote
fixed fee
  • All overdue years filed
  • Estimated assessments replaced
  • Penalty appeals where justified
  • Time-to-pay request
Request a quote
Penalty appeal
For penalties you believe are unfair.
Quote
fixed fee
  • Reasonable excuse review
  • Appeal letter prepared
  • Evidence organised
  • HMRC correspondence
Request a quote

All prices include VAT.

What’s included

What we do

A calm, practical plan to bring you up to date with HMRC.

  • Check which years HMRC expects returns for
  • Request missing records and figures
  • Prepare and file all overdue returns
  • Replace HMRC estimated assessments
  • Calculate tax, interest and penalties
  • Reasonable excuse penalty appeals
  • Time-to-pay arrangement requests
  • Withdraw unnecessary notices to file
  • Claim refunds where tax was overpaid
  • Register for Self Assessment if needed
  • Set up reminders for future deadlines
  • Advise on Making Tax Digital if relevant
How it works

A seamless, fully online process

Free call

Tell us which years are outstanding and any letters received.

Fixed-fee quote

Confirmed in writing, VAT included.

Gather records

We help rebuild missing figures.

File and resolve

Returns filed, penalties reviewed and payment agreed.

Penalties at a glance

Late filing penalties for returns up to 2025/26

These apply to returns due on or before 31 January 2027. A new points-based system applies to all Self Assessment taxpayers from April 2027.

How latePenalty
1 day late£100 fixed penalty, even if no tax is due
3 months late£10 a day for up to 90 days (up to £900)
6 months lateA further 5% of the tax due or £300, whichever is higher
12 months lateAnother 5% or £300, or more if information was deliberately withheld

What happens if I file my tax return late?

For online returns due on 31 January, a £100 penalty applies the day after the deadline, even if you owe no tax. Further penalties build up after three, six and twelve months. Late payment penalties and interest are charged separately on any tax paid late.

Can I appeal a late filing penalty?

Yes, if you had a reasonable excuse, such as serious illness, bereavement or an HMRC system failure, and filed as soon as possible afterwards. Appeals should normally be made within 30 days of the penalty notice. We review your circumstances honestly and prepare the appeal if it is justified.

What if I cannot pay?

You can ask HMRC for a time-to-pay arrangement to spread the bill. Acting early, before enforcement action, makes agreement much more likely.

Penalties are changing from April 2027

A points-based late filing system and new late payment penalties will apply to everyone filing Self Assessment from April 2027, and already apply to those in Making Tax Digital. Getting up to date now means starting the new system with a clean record.

If income was never declared, rather than just filed late, see our HMRC tax disclosure service.

Official guidance: Self Assessment penalties · Appeal a Self Assessment penalty

Calendar for catching up on late tax returns
✓ Fixed feeagreed before we start
★ 4.5 TrustpilotTrustScore
Why Wingate

Why clients choose Wingate

📌

Transparent fixed fees

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

🧑‍💼

Dedicated accountant

Work directly with a qualified accountant who knows your affairs, never a call centre.

⚡

Responsive support

Responsive support by phone, email and WhatsApp, with clear advice in plain English.

☁️

Cloud-friendly

Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.

Client reviews

Trusted by clients across the UK

★★★★★

“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”

Long-standing tax return client · Trustpilot
★★★★★

“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”

New self-employed client · Trustpilot
★★★★★

“My sole trader tax return was completed quickly and accurately. They even highlighted allowable expenses I hadn’t considered.”

Sole trader client · Trustpilot

Read all our reviews on Trustpilot →

FAQs

Frequently asked questions

What is the penalty for a late tax return?
£100 straight away for returns up to 2025/26, then more after three, six and twelve months. Interest and late payment penalties are separate.
I owe no tax. Do I still get a penalty?
Yes. The £100 late filing penalty applies even if no tax is due, unless HMRC withdraws the notice to file.
How quickly can you file a late return?
Often within a few working days of receiving your records, faster if needed.
Can I get penalties cancelled?
If you had a reasonable excuse, an appeal may succeed. We assess this honestly before appealing.
How many years back can I file?
You can usually file overdue returns for any year HMRC asked for one. Refund claims are generally limited to four years.
Do your prices include VAT?
Yes. All prices and quotes include VAT.

Get back on track with HMRC

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
📞Contact us

Our Partners

Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.

✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT

Contact Us

Hours

Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed

Copyright © 2026 Wingate Accountants Ltd · Chartered Certified Accountants · Registered in England & Wales No. 15494836 · All rights reserved.