Missed the deadline, or several years of returns? Do not panic. We prepare and file overdue Self Assessment returns quickly, work out exactly what you owe, and appeal penalties where you have a reasonable excuse.
Fully registered and supervised to act on your behalf.
Anyone who has fallen behind with HMRC, for whatever reason.
One late return that needs filing now.
Multiple years of unfiled returns and growing penalties.
Penalty notices, estimated assessments or debt letters.
People who received a notice to file but think nothing is due.
Fixed fees, agreed upfront, with VAT included.
All prices include VAT.
A calm, practical plan to bring you up to date with HMRC.
Tell us which years are outstanding and any letters received.
Confirmed in writing, VAT included.
We help rebuild missing figures.
Returns filed, penalties reviewed and payment agreed.
These apply to returns due on or before 31 January 2027. A new points-based system applies to all Self Assessment taxpayers from April 2027.
| How late | Penalty |
|---|---|
| 1 day late | £100 fixed penalty, even if no tax is due |
| 3 months late | £10 a day for up to 90 days (up to £900) |
| 6 months late | A further 5% of the tax due or £300, whichever is higher |
| 12 months late | Another 5% or £300, or more if information was deliberately withheld |
For online returns due on 31 January, a £100 penalty applies the day after the deadline, even if you owe no tax. Further penalties build up after three, six and twelve months. Late payment penalties and interest are charged separately on any tax paid late.
Yes, if you had a reasonable excuse, such as serious illness, bereavement or an HMRC system failure, and filed as soon as possible afterwards. Appeals should normally be made within 30 days of the penalty notice. We review your circumstances honestly and prepare the appeal if it is justified.
You can ask HMRC for a time-to-pay arrangement to spread the bill. Acting early, before enforcement action, makes agreement much more likely.
A points-based late filing system and new late payment penalties will apply to everyone filing Self Assessment from April 2027, and already apply to those in Making Tax Digital. Getting up to date now means starting the new system with a clean record.
If income was never declared, rather than just filed late, see our HMRC tax disclosure service.
Official guidance: Self Assessment penalties · Appeal a Self Assessment penalty

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”
“My sole trader tax return was completed quickly and accurately. They even highlighted allowable expenses I hadn’t considered.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
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