- 128 City Road, London, United Kingdom, EC1V 2NX
- enquiries@wingateaccountants.co.uk
- 01615314179
Dividends, salary, director’s loans and benefits all need to come together on your personal tax return. We prepare and file it for a fixed fee, and help you plan the most tax-efficient way to pay yourself under the 2026/27 rules.
Fully registered and supervised to act on your behalf.
Directors of small and owner-managed companies.
Directors who pay themselves a salary and dividends.
Several directors or family shareholders in the same company.
Directors of personal service companies, including IR35 considerations.
Rental income, investments or a second job alongside your company.
Fixed fees, agreed upfront, with VAT included.
All prices include VAT.
Your personal tax position, joined up with your company’s figures.
We review your company and personal income.
Confirmed in writing, VAT included.
P60, dividend vouchers and other income details.
You approve and we submit to HMRC by 31 January.
The first £500 of dividends is tax-free. Rates rose by two percentage points from 6 April 2026.
| Tax band | 2025/26 | 2026/27 |
|---|---|---|
| Basic rate | 8.75% | 10.75% |
| Higher rate | 33.75% | 35.75% |
| Additional rate | 39.35% | 39.35% |
Not automatically, but most do. You will usually need a Self Assessment return if you receive dividends above the £500 dividend allowance, have untaxed income such as rent, owe the High Income Child Benefit Charge, or have an overdrawn director’s loan account that creates a benefit. If HMRC sends you a notice to file, you must file.
If you take more money out of the company than your salary and dividends, the excess sits in a director’s loan account. Loans over £10,000 can create a taxable benefit, and loans not repaid within nine months of the company year end trigger a temporary company tax charge. We check the account so there are no surprises.
With dividend tax higher from April 2026 and employer National Insurance at 15%, the best mix of salary, dividends and pension contributions has changed. Our business tax planning service models the options using your real figures.
If your tax bill is over £1,000 and less than 80% is collected through PAYE, HMRC usually asks for payments on account on 31 January and 31 July. We explain these clearly and reduce them where your income is falling.
Official guidance: Tax on dividends · Director’s loans
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“Very happy with the support for my company accounts. Queries are answered promptly and everything feels well managed.”
“Consistently good service for company accounts. They’re proactive rather than reactive, which makes a big difference.”
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179
Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.
✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT
Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed
