HMRC is writing to thousands of UK residents using data shared by overseas tax authorities. A letter is not an accusation, but it does need a careful answer. We review your position, advise on the certificate of tax position and reply to HMRC for you, or make a full disclosure if tax is due.
Fully registered and supervised to act on your behalf.
Letters are usually triggered by information HMRC has received from abroad.
A foreign bank reported an account in your name under the Common Reporting Standard.
HMRC believes you receive rent from, or have sold, property overseas.
Data suggests income or gains from foreign platforms, funds or exchanges.
Large or regular transfers to or from accounts outside the UK.
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A calm, practical response to HMRC, handled by a Chartered Certified Accountant.
Upload a copy securely or share it on a confidential call.
We compare HMRC’s information with your records and the tax rules.
A reply explaining why no tax is due, or a disclosure if it is.
We send the response and handle follow-up questions until the matter closes.
The right response depends on what the review shows.
| Your situation | Usual response |
|---|---|
| All overseas income was declared, or none is taxable in the UK | Reply to HMRC explaining your position; a certificate may be appropriate |
| Some overseas income or gains were not declared | Make a disclosure through the Worldwide Disclosure Facility |
| The non-disclosure may have been deliberate | Take specialist advice first; COP9 may be the safer route |
| You are not sure | Have your position reviewed before replying or signing anything |
HMRC sends letters headed “Income or assets abroad” when information from overseas suggests you may have income or gains that are taxable in the UK. The letter is often called a nudge letter. It is not the start of a formal investigation, but HMRC can open an enquiry if it gets no response or an inaccurate one.
Many letters ask you to sign a certificate confirming that your overseas income and gains have been correctly declared. You are not legally required to sign it, but signing one that turns out to be wrong can count against you later. Take advice first if you are unsure. Read more: should I sign HMRC’s certificate of tax position?
The letter gives a date for your reply. If you need to make a disclosure, notifying HMRC through the Worldwide Disclosure Facility gives you 90 days to complete it. Contact us as soon as possible, especially if the date is close.
No. Even if no tax is due, for example because the income was declared, falls under your personal allowances or is not taxable in the UK, a short, clear reply usually closes the matter. Silence can lead to a formal enquiry.
We help you evidence these points so HMRC can close its file.
Official guidance: Income or assets abroad: letter about your UK tax affairs · Make a disclosure using the Worldwide Disclosure Facility

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