- 128 City Road, London, United Kingdom, EC1V 2NX
- enquiries@wingateaccountants.co.uk
- 01615314179
Earning over £60,000? Child Benefit, the £100,000 personal allowance trap and pension relief all change your tax. We file your Self Assessment return and show you the legitimate ways to keep more of what you earn.
Fully registered and supervised to act on your behalf.
Employees, professionals and business owners with higher incomes.
Families affected by the High Income Child Benefit Charge.
People losing their personal allowance between £100,000 and £125,140.
Relief-at-source pension contributions needing higher-rate relief.
Employees with bonuses, share schemes or investment income.
Fixed fees, agreed upfront, with VAT included.
All prices include VAT.
Everything a higher earner needs on their return.
We review your income and family position.
Confirmed in writing, VAT included.
P60, P11D, pension and Child Benefit details.
You approve and we submit to HMRC.
| Income level | What happens |
|---|---|
| Over £60,000 | High Income Child Benefit Charge starts: 1% of Child Benefit for every £200 of income |
| £80,000 or more | The charge equals all the Child Benefit received |
| £100,000 to £125,140 | Personal allowance reduced by £1 for every £2, an effective 60% tax rate |
| Over £125,140 | Additional rate of 45% on earned income |
Not always, but many do. You will usually need one if you or your partner receive Child Benefit and your income is over £60,000, if you need to claim higher-rate relief on pension contributions or Gift Aid, or if you have income not taxed through PAYE. Some people can now pay the Child Benefit Charge through their tax code instead, and we can advise which suits you.
Between £100,000 and £125,140 of adjusted net income, your personal allowance is withdrawn, creating an effective 60% tax rate. Pension contributions and Gift Aid reduce adjusted net income, so they can restore your allowance and, for parents, reduce or remove the Child Benefit Charge.
Personal pension contributions made from net pay only receive basic-rate relief automatically. Higher and additional-rate taxpayers must claim the extra relief, usually through their tax return. Many people miss this every year.
For directors, see our company director tax returns. For income from abroad, see foreign income tax returns.
Official guidance: High Income Child Benefit Charge · Income Tax rates and Personal Allowances
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
“As a sole trader, I found tax returns confusing, but Wingate made it simple and stress free.”
“Very happy with the support for my company accounts. Queries are answered promptly and everything feels well managed.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179
Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.
✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT
Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed
