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- enquiries@wingateaccountants.co.uk
- 01615314179
See your take-home pay after Income Tax, National Insurance and pension for 2026/27, per year, month and week. Useful for job offers, pay rises and salary sacrifice decisions.
Uses 2026/27 rates. Nothing is stored or sent.
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Fully registered and supervised to act on your behalf.
Employees paid through PAYE.
Compare salaries after tax.
See what you really keep.
Model salary sacrifice.
Tax on bonus pay.
Use the calculator for free, then let a Chartered Certified Accountant prepare and file your return. VAT included.
All prices include VAT.
2026/27 rates for England, Wales and Northern Ireland.
Gross annual pay.
Other taxable pay.
Percentage by salary sacrifice.
Year, month and week.
| Deduction | Rate |
|---|---|
| Income Tax | 20% / 40% / 45% |
| Employee NI £12,570 to £50,270 | 8% |
| Employee NI above £50,270 | 2% |
| Employer NI above £5,000 | 15% (paid by employer) |
In short: start with gross pay, take off pension paid by salary sacrifice, then Income Tax and National Insurance. What is left is your net pay.
On a £35,000 salary with 5% salary sacrifice, pension is £1,750. Income Tax is £4,136 and National Insurance £1,654, so take-home is about £27,460 a year, or £2,288 a month.
Student loan repayments, benefits in kind and tax code adjustments are not included. Check your code with our tax code checker. Employers can use our payroll services. More on our tax calculators page.
Official guidance: Estimate your Income Tax
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”
“Very happy with the support for my company accounts. Queries are answered promptly and everything feels well managed.”
“My sole trader tax return was completed quickly and accurately. They even highlighted allowable expenses I hadn’t considered.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179Real reviews from the self-employed, landlords, company directors and families we help with their tax returns and accounts.
Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.
✔ HMRC Registered Tax Agent
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Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed
