Free tool · Construction Industry Scheme

CIS tax rebate calculator

Most CIS subcontractors overpay tax. Enter your labour income, the deduction rate and your expenses to estimate your CIS refund. Then let our accountants claim it for you.

  • 20% and 30% deductions
  • Expenses included
  • Class 4 NI taken into account
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Free calculator
Free no sign-up needed
  • Updated for 2026/27
  • Instant, private estimate
  • Accountant review available
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£Fixed fees, VAT included
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Free calculator

Estimate your CIS rebate

Uses 2026/27 rates. Nothing is stored or sent.

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Who it’s for

Who this calculator is for

CIS subcontractors.

🏗️

Builders

General construction trades.

⚡

Electricians and plumbers

Trades paid under CIS.

🪚

Carpenters and joiners

Labour-only work.

🎨

Decorators and plasterers

Finishing trades.

Packages & prices

Want us to file it for you?

Use the calculator for free, then let a Chartered Certified Accountant prepare and file your return. VAT included.

Starter
Straightforward returns and simple sole traders.
£150
per year · incl. VAT
  • Self Assessment tax return
  • Tax calculation explained
  • Online filing with HMRC
  • Deadline reminders
Start my return
Most popular
Growth
Self-employed, landlords, directors or several income sources.
£250
per year · incl. VAT
  • Everything in Starter
  • Self-employment or rental schedules
  • Expense and allowance review
  • Payments on account planning
Start my return
Complete
Bookkeeping, MTD, several properties, crypto or foreign income.
Quote
fixed fee
  • Everything in Growth
  • Capital gains and crypto
  • Foreign income and relief
  • Making Tax Digital support
Request a quote

All prices include VAT.

What’s included

What the calculator works out

Using 2026/27 rates.

  • CIS tax already deducted
  • Taxable profit after expenses
  • Income Tax on your profit
  • Class 4 National Insurance
  • Your estimated rebate
  • Or tax still to pay
How it works

A seamless, fully online process

Enter your CIS income

Gross labour before deductions.

Choose the rate

20% or 30%.

Enter expenses

Tools, van, mileage, phone.

See your rebate

Estimated refund.

Rules used

CIS deduction rates

StatusDeduction
Registered subcontractor20%
Not registered30%
Gross payment status0%

How does a CIS tax rebate work?

In short: contractors deduct 20% from your labour. That deduction ignores your Personal Allowance and expenses, so most subcontractors overpay. Filing a Self Assessment return reclaims the difference.

A worked example

A subcontractor earns £40,000 with £8,000 deducted. After £6,000 of expenses, profit is £34,000. Tax and Class 4 NI come to about £5,572, so the rebate is around £2,428.

Claim your refund

Our Construction Industry Scheme service files your return and chases the refund. If you also work as a sole trader, see our self-employed accountants. More on our tax calculators page.

Official guidance: Construction Industry Scheme

Construction worker calculating a CIS tax rebate
✓ Fixed feeagreed before we start
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Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

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FAQs

Frequently asked questions

How much CIS rebate will I get?
It depends on your income and expenses. Many subcontractors get £1,000 to £3,000.
How long does a CIS refund take?
Often a few weeks after HMRC processes your return.
What expenses can I claim?
Tools, protective clothing, van or mileage, phone and training.
Can I claim for previous years?
Yes, usually up to four years back.
Why is 30% being deducted?
You are not registered for CIS. Registering cuts it to 20%.
Can you claim it for me?
Yes. We file your return and claim the refund.

Claim your CIS refund

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
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