Cardiff accountants and tax advisers

Accountants and tax advisers in Cardiff

We help individuals, partnerships and businesses across Cardiff with tax returns, tax planning and advice. From Capital Gains Tax on a property sale to partnership returns, VAT advice and HMRC disputes, you get qualified advice on fixed fees with VAT included. Get in touch by phone, email or WhatsApp.

  • Personal tax returns from £150, VAT included
  • Tax planning and Capital Gains Tax advice
  • Partnership, VAT and HMRC dispute support
Request a fixed-fee quoteChat on WhatsApp
Cardiff tax return
£150 per year, from
Price includes VAT
  • Chartered Certified Accountants
  • MTD from £25 a month
  • Every allowable expense claimed
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★★★★★ Rated 4.5 on Trustpilot
★4.5 TrustScore on Trustpilot
£Fixed fees, VAT included
📍Serving Cardiff and all of Wales
💬Phone, email and WhatsApp

Chartered Certified Accountants you can trust

Fully registered and compliant to act on your behalf.

Chartered Certified AccountantsHMRC registered tax agentCompanies House ACSPData Protection registration No. ZB868558Fully AML compliantFixed fees, VAT included
Who we help

Who we advise in Cardiff

Clients across Cardiff Bay, Canton, Pontcanna, Roath, Llandaff and the wider Cardiff area.

👤

Individuals

Personal tax returns, Capital Gains Tax and planning around the £100,000 threshold.

🤝

Partnerships

SA800 partnership returns and each partner’s SA104 pages filed on time.

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Businesses

Accounts, Corporation Tax, VAT advice and year-end planning.

⚖️

People facing HMRC

Enquiries, disclosures and VAT or tax disputes handled for you.

Fixed fees

Cardiff tax return packages

Clear prices agreed before we start. Pick the package that fits your income.

Starter
Straightforward returns and simple sole traders.
£150
per year · incl. VAT
  • Self Assessment tax return
  • Tax calculation explained
  • Online filing with HMRC
  • Deadline reminders
Get started
Most popular
Growth
Self-employed, landlords, directors or several income sources.
£250
per year · incl. VAT
  • Everything in Starter
  • Self-employment or rental schedules
  • Expense and allowance review
  • Payments on account planning
Get started
MTD Essentials
Sole traders and landlords inside Making Tax Digital.
£25
per month · incl. VAT
  • MTD software setup and sign-up
  • Quarterly update submissions
  • Final declaration support
  • Deadline reminders
Get started

All prices include VAT. Need bookkeeping too? MTD Complete is £75 a month, and complex returns get a fixed quote.

What we cover

What our Cardiff tax service covers

Tax returns, planning and advice in one place.

  • Personal tax returns and Self Assessment
  • Partnership tax returns (SA800 and SA104)
  • Tax planning for individuals, landlords and directors
  • Capital Gains Tax advice and 60-day property returns
  • VAT registration, returns and VAT advice
  • Tax preparation for sole traders and landlords
  • Inheritance Tax and estate planning
  • HMRC enquiries and tax disputes
  • Voluntary disclosures and the Worldwide Disclosure Facility
  • Making Tax Digital set-up and quarterly updates
How it works

Four simple steps

Get in touch

Call, email or WhatsApp 0161 531 4179 and tell us about your income.

Fixed quote

We send a fixed fee, usually the same working day.

We prepare

We collect your records, review expenses and set up MTD software if you need it.

You approve, we file

You see the full tax calculation before anything goes to HMRC.

Key dates

Self Assessment and MTD deadlines

The dates Cardiff sole traders and landlords need to know.

DateWhat is due
31 January 20272025/26 tax return and balancing payment, plus first payment on account for 2026/27
7 February 2027MTD third quarterly update (6 October to 5 January)
6 April 2027MTD starts if your 2025/26 qualifying income was over £30,000
7 May 2027MTD fourth quarterly update (6 January to 5 April)
31 July 2027Second payment on account for 2026/27
5 October 2027Register for Self Assessment if you are new for 2026/27
31 January 20282026/27 tax return, sent through MTD software if you are in MTD

Tax advice in Cardiff: in short

In short: we prepare tax returns and give practical tax advice to individuals, partnerships and businesses in Cardiff, on fixed fees agreed before we start.

Tax planning in Cardiff

Good planning starts before the tax year ends. We review pension contributions, the £100,000 personal allowance taper, dividends, property ownership between spouses and the timing of disposals. See our tax year-end checklist and business tax planning service.

Capital Gains Tax advice

Gains are taxed at 18% and 24% after a £3,000 exemption. If you sell a UK residential property at a gain, you must report and pay within 60 days of completion. We calculate the gain, claim every deductible cost and file the return. See our CGT service.

Partnership tax returns

Partnerships file an SA800 return and every partner reports their share on SA104 pages. A late partnership return means a penalty for each partner, so we make sure both are filed by 31 January. See our partnership tax returns page.

VAT advice and tax disputes

We advise on VAT registration at £90,000, schemes and the domestic reverse charge, and we represent clients in HMRC enquiries and disputes. See our VAT services and tax investigations pages.

Welsh taxpayers

If you live in Cardiff, your tax code should start with C. For 2026/27, Welsh rates are 10p in each band, so totals match England. See our Welsh rates guide and our Cardiff Self Assessment and MTD page.

Accountants and tax advisers Cardiff
✓ Fixed feeagreed before we start
★ 4.5 TrustpilotTrustScore
Why Wingate

Why clients choose Wingate

📌

Transparent fixed fees

Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.

🧑‍💼

Dedicated accountant

Work directly with a qualified accountant who knows your affairs, never a call centre.

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Responsive support

Responsive support by phone, email and WhatsApp, with clear advice in plain English.

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Cloud-friendly

Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.

Client reviews

Trusted by clients across the UK

★★★★★

“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”

New self-employed client · Trustpilot
★★★★★

“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”

Long-standing tax return client · Trustpilot
★★★★★

“Professional and reassuring when dealing with my CGT obligations. I’d definitely use Wingate again.”

Capital Gains Tax client · Trustpilot

Read all our reviews on Trustpilot →

FAQs

Frequently asked questions

Do you offer tax advice in Cardiff?
Yes. We advise individuals, partnerships and businesses on tax planning, CGT, VAT and HMRC matters.
How much is a tax return in Cardiff?
From £150 including VAT, with fixed quotes for more complex returns.
Can you prepare partnership tax returns?
Yes, the SA800 partnership return and each partner’s SA104 pages.
Can you help with Capital Gains Tax on a property sale?
Yes. We calculate the gain and file the 60-day return.
Can you help with an HMRC dispute?
Yes. We deal with HMRC enquiries, disclosures and disputes on your behalf.

Speak to a Cardiff tax adviser today

Share a few details and a qualified accountant will reply with a fixed-fee proposal, usually within one working day. All prices include VAT.

Request your quoteWhatsApp 0161 531 4179
📞Contact us

★★★★★ Client reviewsWhat our clients say

Our Partners

Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.

✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ Data Protection registration No. ZB868558
✔ Fully AML compliant

Find us on: Trustpilot · Yell · Thomson Local · Cylex · ProvenExpert · Facebook · Companies House

Contact Us

Hours

Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed

Copyright © 2026 Wingate Accountants Ltd · Chartered Certified Accountants · Registered in England & Wales No. 15494836 · All rights reserved.