Free tool · 2026/27

Crypto tax calculator UK

Estimate Capital Gains Tax on crypto sales, swaps and spending, plus Income Tax on staking and mining. Exchanges now share data with HMRC. Our crypto tax return service reconciles your wallets and files for you.

  • CGT at 18% and 24%
  • Staking and mining income
  • £50,000 reporting rule
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Free calculator
Free no sign-up needed
  • Updated for 2026/27
  • Instant, private estimate
  • Accountant review available
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Estimate your crypto tax

Uses 2026/27 rates. Nothing is stored or sent.

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Who it’s for

Who this calculator is for

UK residents holding crypto.

🪙

Investors

Bitcoin, Ethereum and altcoins.

🔁

Traders

Frequent swaps.

🥩

Stakers

Staking rewards.

⛏️

Miners

Mining income.

Packages & prices

Want us to file it for you?

Use the calculator for free, then let a Chartered Certified Accountant prepare and file your return. VAT included.

Starter
Straightforward returns and simple sole traders.
£150
per year · incl. VAT
  • Self Assessment tax return
  • Tax calculation explained
  • Online filing with HMRC
  • Deadline reminders
Start my return
Most popular
Growth
Self-employed, landlords, directors or several income sources.
£250
per year · incl. VAT
  • Everything in Starter
  • Self-employment or rental schedules
  • Expense and allowance review
  • Payments on account planning
Start my return
Complete
Bookkeeping, MTD, several properties, crypto or foreign income.
Quote
fixed fee
  • Everything in Growth
  • Capital gains and crypto
  • Foreign income and relief
  • Making Tax Digital support
Request a quote

All prices include VAT.

What’s included

What the calculator works out

Using 2026/27 rates.

  • Gain or loss on disposals
  • £3,000 annual exempt amount
  • CGT at 18% and 24%
  • Income Tax on staking or mining
  • Whether you must report
  • Total estimated crypto tax
How it works

A seamless, fully online process

Enter other income

Salary or profits.

Enter proceeds and costs

For all disposals.

Add staking income

Rewards received.

See your tax

And reporting duty.

Rules used

Crypto tax rules

Item2026/27
CGT annual exempt amount£3,000
CGT rates18% / 24%
Reporting thresholdProceeds over £50,000
Staking and miningIncome Tax
Swapping one coin for anotherA disposal for CGT

How is crypto taxed in the UK?

In short: selling, swapping or spending crypto is a disposal for Capital Gains Tax. Staking, mining and airdrops are usually income. Costs are worked out using pooling and matching rules.

A worked example

An investor with £35,000 salary sells crypto for £30,000 that cost £18,000. The gain is £12,000. After the £3,000 exemption, £9,000 is taxed at 18%, so CGT is £1,620.

HMRC knows more than before

Under the Cryptoasset Reporting Framework, UK exchanges collect user data from 2026. Our crypto tax returns service handles pooling and matching, and our Capital Gains Tax team advises on planning. More on our tax calculators page.

Official guidance: Check if you need to pay tax on cryptoassets

Investor calculating UK crypto tax
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“Professional and reassuring when dealing with my CGT obligations. I’d definitely use Wingate again.”

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FAQs

Frequently asked questions

Do I pay tax on crypto in the UK?
Yes. Gains on disposals are subject to CGT and staking or mining is usually income.
Is swapping crypto taxable?
Yes. Swapping one token for another is a disposal.
What is the crypto reporting threshold?
You must report if total proceeds exceed £50,000, even with no tax due.
Can I offset crypto losses?
Yes, if you report them to HMRC.
Does HMRC know about my crypto?
Exchanges share data with HMRC and new reporting rules started in 2026.
Can you file my crypto return?
Yes. We reconcile wallets and file for you.

Let us file your crypto return

Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.

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