Self-employed and buying or remortgaging in Glasgow? We prepare the income evidence your lender needs and fix any gaps first. Contact us now and we will look into your tax affairs and business position and sort this out.
Fully registered and compliant to act on your behalf.
Everything your broker or lender needs to prove your self-employed income.
Your tax calculation for each year the lender needs.
HMRC’s matching statements, confirming the figures on your record.
Signed letters and lender forms from Chartered Certified Accountants.
Sole trader and limited company accounts, prepared and signed.
Salary, dividends and share of net profit set out clearly.
So you are not waiting until the January deadline.
If you live in Scotland, you pay Scottish income tax, which has its own rates and bands, and your tax code starts with an S. Your SA302 is worked out on those Scottish rates, so it must be calculated correctly for your lender to rely on it.
We prepare the income evidence lenders ask for: SA302 tax calculations, tax year overviews, certified accounts and accountant’s reference letters. We work with sole traders, landlords and company directors across Paisley, Clydebank, East Kilbride, Hamilton, Motherwell and across the west of Scotland.
Property purchases in Scotland pay Land and Buildings Transaction Tax rather than Stamp Duty Land Tax. We look after the income evidence; your broker and solicitor handle the purchase.
If your latest return has not been filed, we can prepare and file it now, and the SA302 can be printed 72 hours later. If your SA302 and tax year overview do not match, we find the reason and correct it with HMRC before your application goes in. Read more in our guide to SA302s, tax year overviews and accountant’s letters.
Contact us now and we will look into your tax affairs and your business position and sort this out. Call 0161 531 4179, email enquiries@wingateaccountants.co.uk or message us on WhatsApp.
We are accountants, not mortgage advisers. For advice on which mortgage to choose, speak to an FCA-authorised broker.

Four simple steps, started the day you get in touch.
Tell us what your broker or lender has asked for.
We look into your tax affairs, HMRC record and business figures.
Outstanding returns filed and errors corrected.
Documents and reference letters sent to you or your broker.
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
“Professional and reassuring when dealing with my CGT obligations. I’d definitely use Wingate again.”
Share a few details and a qualified accountant will reply with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179