- 128 City Road, London, United Kingdom, EC1V 2NX
- enquiries@wingateaccountants.co.uk
- 01615314179
See how much tax relief you get on pension contributions, and how much extra higher or additional rate relief you can claim on your tax return. Many higher earners never claim it.
Uses 2026/27 rates. Nothing is stored or sent.
Please enable JavaScript to use this calculator, or call 0161 531 4179.
Fully registered and supervised to act on your behalf.
Anyone paying into a pension.
Claim the extra 20%.
Restore your allowance.
Personal pensions and SIPPs.
Reduce the HICBC.
Use the calculator for free, then let a Chartered Certified Accountant prepare and file your return. VAT included.
All prices include VAT.
Using 2026/27 rates.
Before pension contributions.
The amount you pay.
Relief at source or net pay.
And what to claim.
| Taxpayer | Relief |
|---|---|
| Basic rate | 20%, added by the provider |
| Higher rate | 40% (extra 20% claimed) |
| Additional rate | 45% (extra 25% claimed) |
| Annual allowance | £60,000 (tapered for very high earners) |
In short: with relief at source, you pay 80% and your provider adds 20%. Higher and additional rate taxpayers claim the rest through their tax return. With a net pay scheme, contributions come out of pay before tax, so relief is automatic.
Someone earning £60,000 pays £8,000 into a SIPP. The provider adds £2,000, so £10,000 goes in. They can claim a further £1,946 through Self Assessment, so the real cost is about £6,054.
Our high earner tax returns service makes sure you claim it and can backdate missed relief. Contributions also reduce the Child Benefit charge. More on our tax calculators page.
Official guidance: Tax on your private pension contributions
Transparent pricing, confirmed in writing before any work begins. No hourly charges and no surprises.
Work directly with a qualified accountant who knows your affairs, never a call centre.
Responsive support by phone, email and WhatsApp, with clear advice in plain English.
Experienced with Xero, QuickBooks, FreeAgent and Sage, as well as spreadsheet records.
“As someone new to self-employment, I appreciated their patience and clear explanations when filing my tax return.”
“As a sole trader, I found tax returns confusing, but Wingate made it simple and stress free.”
“Wingate have processed my tax returns for some years now & I am more than happy with service provided.”
Share a few details and a qualified accountant will respond with a fixed-fee proposal, usually within one working day. All prices include VAT.
Request your quoteWhatsApp 0161 531 4179Real reviews from the self-employed, landlords, company directors and families we help with their tax returns and accounts.
Wingate Accountants Ltd is an independent firm of Chartered Certified Accountants, providing tax and compliance services to individuals and businesses across the UK.
✔ HMRC Registered Tax Agent
✔ Companies House ACSP (Authorised Corporate Service Provider)
✔ ICO Registered – ZB868558
✔ AML supervised by AAT
Find us on: Trustpilot · Yell · Thomson Local · Cylex · ProvenExpert · Facebook · Companies House
Monday to Friday : 09:00 – 17:00 Saturday & Sunday : Closed
