Ealing tax returns for west London professionals and landlords

Do I need a tax return in Ealing?

In short: if you have income HMRC cannot tax through PAYE, or you earn over £60,000 with Child Benefit, you will usually need to file.

As an Ealing tax accountant we help professionals commuting on the Elizabeth line, Southall and Acton business owners, landlords across Greenford and Northolt, and families with income from overseas. Many Ealing households have both a salary and a second source of income that needs reporting.

We combine everything correctly and explain the result in plain English.

Common reasons HMRC needs a tax return

• Profits from freelance or self-employed work
• Rent from a flat, house or room, above the £1,000 property allowance
• Dividends from your own company or shares
• Gains on property, shares or crypto
• Income from overseas savings, property or pensions
• The High Income Child Benefit Charge
• A letter from HMRC asking you to file

Self-employed tax returns in Ealing

Small businesses in Southall and Acton often combine cash and card sales, staff and stock. We prepare accurate self-employed or partnership returns and can add payroll and VAT as you grow. See self-employed accountants and add bookkeeping if you would like records kept for you.

Landlord tax returns in Ealing

Ealing landlords often let family homes on longer tenancies. We prepare clear returns, claim repairs, insurance and agent fees, and plan ahead for the April 2027 property tax rates. Mortgage interest relief is a 20% tax credit, rising to 22% from April 2027 when property income gets its own 22%, 42% and 47% rates. More on landlord tax returns; for missed rent, the Let Property Campaign.

Pension relief for higher earners

If you pay into a personal pension from your net salary, only basic-rate relief is added automatically. Higher and additional-rate taxpayers must claim the extra relief, usually through their tax return. It is one of the most commonly missed claims we see among Ealing professionals, and can be backdated for up to four years.

Partnership tax returns

If you run a business with someone else, the partnership files an SA800 and every partner reports their share. We handle the whole set, together. See partnership tax returns.

Capital Gains Tax reporting

Sold a flat, shares or an inherited property? Gains over £3,000 are taxable at 18% or 24%, and residential property sales have a separate 60-day reporting deadline. Our Capital Gains Tax team handles both returns.

Foreign income reporting

Savings, rent or pensions from abroad usually belong on the foreign pages of your return, with relief for overseas tax. If past years were missed, our WDF service sorts it out.

Crypto tax reporting

Crypto is taxed as property in the UK. We calculate gains using same-day, 30-day and Section 104 rules and complete the crypto boxes on your return. More on our crypto page.

Documents for your Ealing Self Assessment

Keep it simple: send what you have and we will tell you if anything is missing.

• Employment figures: P60, P11D for benefits
• Self-employment: sales, invoices and bank statements
• Expenses: receipts or a summary by category
• Property: rent received, agent statements and mortgage interest
• Investments: dividends, interest and sale contracts
• Overseas: foreign statements and proof of tax paid
• Pensions and Gift Aid: contribution and donation totals

Penalties for late filing

What if I miss the deadline? Miss 31 January and HMRC charges £100, even if no tax is due. After three months daily penalties start, and more follow at six and twelve months. New points-based penalties arrive for all Self Assessment from April 2027.

Why Ealing clients choose Wingate

• Chartered Certified Accountants and HMRC registered tax agent
• Fixed fees from £150, VAT included
• Experience with landlords, the self-employed, partnerships, investors and overseas income disclosures
• Fast replies by phone, email or WhatsApp
• Also VAT returns, company accounts, payroll, HMRC disclosures and tax investigation support

Looking elsewhere in the capital? See Self Assessment tax returns in London.

Official guidance: Check if you need to send a Self Assessment tax return · Self Assessment deadlines